DOVER-FOXCROFT - Medicare is offering a new benefit for 2005 that provides coverage for an initial, comprehensive physical exam as an outpatient service to new Medicare enrollees. This physical examination is a once-a-lifetime benefit, according to Mayo Regional Hospital officials.
The physical exam applies to beneficiaries whose coverage period under Medicare Part B began on or after Jan. 1, 2005, and it must be performed within the first six months of the beneficiary's enrollment. The regulations do not waive the coinsurance or Part B deductible for the initial exam. The beneficiary pays the usual coinsurance, and the payment for the exam will be applied to the deductible ($110 for 2005), if the deductible has not been met. Hospitals and physicians will be paid separately for their services.
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